Privacy Policy

1. Overview

This Privacy Policy explains how Kalyan Pawn Brokers collects, uses, stores, and protects personal and financial information when you use the Kalyan Pawn Brokers platform.

2. Information We Collect

Depending on your use of the Service, we may collect:

• Account information (name, email address, role).
• Client and loan data entered by authorized users.
• Payment and transaction records.
• Technical data (IP address, browser details, usage logs).

3. How We Use Information

We use information to:

• Provide and operate the Service.
• Authenticate users and maintain account security.
• Generate operational reports and analytics.
• Improve system performance and user experience.
• Comply with legal obligations.

4. Legal Basis and Consent

Where required by applicable law, we process personal data based on consent, contractual necessity, legal obligations, and legitimate business interests.

5. Data Sharing

We do not sell personal data. We may share information with:

• Service providers assisting with hosting, security, and support.
• Professional advisers and auditors under confidentiality obligations.
• Authorities where disclosure is required by law.

6. Data Retention

We retain information only as long as necessary for business, legal, and compliance purposes. Retention periods may vary by data category and applicable regulations.

7. Security Measures

We use appropriate technical and organizational safeguards to protect data against unauthorized access, alteration, disclosure, or destruction. No method of transmission or storage is fully secure, so absolute security cannot be guaranteed.

8. Your Rights

Subject to local law, you may have rights to:

• Access, correct, or delete personal information.
• Restrict or object to specific processing activities.
• Request a portable copy of your data.
• Withdraw consent where processing relies on consent.

9. Children’s Privacy

The Service is intended for business use and is not directed to children. We do not knowingly collect personal data from children.

10. Policy Updates

We may update this Privacy Policy from time to time. The latest version will always be available on this page with the updated effective date.

11. Contact

For privacy-related requests or questions, contact privacy@kalyanpawnbrokers.com.