Terms and Conditions

1. Acceptance of Terms

By accessing or using the Kalyan Pawn Brokers platform (the “Service”), you agree to be bound by these Terms and Conditions. If you do not agree with these terms, you must not use the Service.

2. Eligibility and Account Responsibility

You confirm that you are authorized by your organization to use this Service. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

3. Permitted Use

You agree to use the Service only for lawful business purposes, including:

• Managing client records and loan data accurately.
• Tracking payments, balances, and repayment status.
• Generating internal reports for finance operations.

4. Prohibited Conduct

You must not:

• Use the Service for fraudulent, deceptive, or unlawful activity.
• Attempt unauthorized access to systems, data, or user accounts.
• Upload malware or perform actions that disrupt platform availability.
• Reverse engineer, copy, or resell the Service without written permission.

5. Data Accuracy and User Duties

You are responsible for ensuring that information entered into the Service is complete, accurate, and updated. Decisions made based on incorrect data are solely your responsibility.

6. Service Availability

We aim to provide reliable access, but we do not guarantee uninterrupted availability. The Service may be temporarily unavailable due to maintenance, upgrades, or events beyond our control.

7. Intellectual Property

All rights, title, and interest in the Service, including software, design, and content (excluding your submitted data), remain the property of Kalyan Pawn Brokers or its licensors.

8. Limitation of Liability

To the maximum extent permitted by law, Kalyan Pawn Brokers is not liable for indirect, incidental, special, or consequential losses, including lost profits, data, or business opportunities resulting from use of the Service.

9. Termination

We may suspend or terminate access to the Service at any time if these Terms are violated or if continued access poses legal or security risks.

10. Changes to Terms

We may update these Terms from time to time. Continued use of the Service after updates are posted constitutes acceptance of the revised Terms.

11. Contact

For questions regarding these Terms, contact us at support@kalyanpawnbrokers.com.